FAQ

Sole proprietorships, Partnerships and Private Limited Companies (Sdn. Bhd.) Business MUST owned by a Malaysian.

Up to 12% per annum with collateral and up to 18% per annum without collateral.

Up to five years without collateral and eight years with collateral.

Minimum three years in similar business operations

With collateral, loan maximum RM 10 million; No collateral for loan up to RM 250,000

From RM 50,000 – RM 10 million

No Processing Fees & No upfront Fee.

Application Documents: For Personal Loan: Copy of IC Latest three months’ Salary Slip/Pay Slip Latest three months of salary crediting Bank Account Statement Latest two years EPF or latest two years Tax Declaration Form (BE Form) Extra documents will be required on case-by-case basis For Company: Copy of IC Business Registration Latest six months Company’s Bank Statement (All Banks) Latest two years Audited Account Report (if available) Latest Management Account (if available) BE/B Form with Tax Receipt Latest Debtors & Creditors Aging List Extra documents will be required on case-by-case basis *Extra documents needed will be required on case by case basis.

Up to 30 years, or until the age of 65

No processing fees and no upfront fee.

No penalty charges incur.

Yes, joint application allowed.

Approval is good for one month from the date of the Offer Letter. However, we reserve the right to withdraw the loan approval and/or to vary the loan terms and conditions without prior notice.

Yes, six months notice in advance.

A maximum of 18% per annum

RM 5,000 – RM 100,000

Flexible loan tenure up to five years

No guarantor or collateral is required.

Three months’ notice is required.

Late charges are 8% p.a on overdue amount.

No processing fees and no upfront fees.