Personal Loan

Loan amount up to RM 100,000

Maximum 18% interest per annum

No guarantor or collateral required

Flexible loan tenure up to 5 years

Applying for the personal loan means that you can borrow a sum of money and return it with interest on agreed repayment terms. This can be used during family medical emergencies, education, down payment for a new property or for transferring outstanding credit balances.

What you'll need:

  • Application Form
  • Copy of IC (MyKad)
  • Latest 3 months Salary Slip/Pay Slip
  • Latest 3 months Bank Statement
  • Latest EPF or Tax Declaration Form (BE Form)
  • Utility Bill: Electricity, water, etc
  • Address Confirmation (example): Phone/Internet Bill, Mail from Banks, Tenancy Agreement
  • Extra documents will be required on case to case basis.

Loan Calculator

Our loan calculator will help you gain a better understanding of how much you could borrow and how much your repayments might be. Whilst this calculator will give an indication of monthly payments. The rate you're offered may differ from the illustrative shown. Actual loan amount and repayment is subjected to your credit score.

Loan Amount (RM):


Interest Rate (%):


Loan Period (Months):


Monthly Repayment is RM {{loanRepayment}}

*This estimate is calculated using an effective rate of 5% - 18% and may not reflect to your final rate.

Case Study

Peter encountered a time in his life where his mother was diagnosed with third stage cancer and there was no insurance coverage for her. As his wife has just given birth to a baby, the expenses are high and he has no siblings to help with the situation. With tight finances and the need for immediate cash, Peter has turned to Icon Venture Capital to assist with his financial situation. A personal loan was his only option to quickly remedy the situation.

Case Study


What are the interest rates?
A maximum of 18% per annum
How much is the min/max loan amount?
RM 5,000 – RM 100,000
How long is the loan tenure?
Flexible loan tenure up to 5 years
Does guarantor or collateral require?
No guarantor or collateral required